Complementary health insurance

A supplementary health insurance is an insurance scheme which supplements the payment of health expenditure not covered or partially covered by social security. It reimburses all or part of health care costs such as medical consultations, drugs, hospitalisations, dental care or glasses.

In general, health care supplements are offered by insurance or mutual insurance companies. The monthly or annual contributions paid by the insured person enable him to benefit from the reimbursement of his health costs according to the guarantees chosen.

Guarantees offered vary by contract and may include different levels of reimbursement for different health stations. Some health care providers also offer additional services such as access to health care networks, support services, or prevention programmes.

Subscription to a health supplement is optional but can be very useful to cover health costs not covered by social security. It also makes it possible to limit the rest of the burden for insured persons and thus to better preserve their budget.

In short, a health supplement is an insurance that supplements the coverage of health expenses not covered or partially covered by social security. It is offered by insurance organisations or mutual societies and allows you to benefit from the reimbursement of your health costs according to the chosen guarantees. Subscribing to a supplementary health insurance is optional, but it can be very useful to cover health costs not covered by social security and limit the rest for insured persons.